Accident insurance

Accident insurance is a traditional type of insurance in which the Insured or (Beneficiary) is paid sums of money in case of health damage as a result of an accident.

Insurance contracts are concluded with legal and competent individuals aged 3 to 70 years, whose health status at the time of conclusion of the Contract satisfies the requirements of the Insurer.

The insurance company pays:

• Temporary reversible impairment of health (temporary disability);
• Disability;
• Death.

An accident means:

• Any trauma (domestic, industrial, trauma on the way to and from work, sports injury, etc.);
• Accidental ingestion of foreign bodies in the respiratory tract, drowning, asphyxiation;
• Accidental acute poisoning with chemicals, as well as drugs taken or administered as prescribed by a doctor;
• Tetanus, rabies, botulism, tick-borne encephalitis;
• Health problems or death resulting from an attack by wild or domestic animals, insects;
• Impairment of health or death of the Insured resulting from unlawful acts committed by third parties in relation to the Insured, if this is proved in the manner established by applicable law;
• Impairment of health or death of the Insured resulting from military operations, as well as maneuvers or other military events, civil war, civil unrest of any kind or strikes, terrorist acts, however, provided that the participation of the Insured in the above events was passive, happened by accident and in addition to his will.

Tariffs:

• from 0.5% – 1.5% of the sum insured;

Features of our policy:

Any citizen can optionally be insured against an accident only, for example, at work, on the way to and from work, at home, as a result of a traffic accident, etc. or in any combination of the above. Naturally, insurance tariff rates will be reduced. A legal entity may also act as a policyholder for this type, for example, when insuring employees of an enterprise (organization, institution) against an accident